It’s possible you may have missed a few adjustable expenses. Keep in mind, you might need a few months to start to perfect your line items each month. Then, go through the set expenses, debt and adjustable expenses for the month. Begin entering your information in the income area of the template. Grab the free printable Zero Based Budget Free Printable from the button below. The total income and the total balances out to zero. To put it simply, you take your entire income and allocate all of it to your debts and expenses. Each and every month every expense must be justified. There’s a different type of budget to try, to avoid all of the unexpected. Why is it we just can’t create a budget and stick to it? How do we plan for the unexpected? It happens again and again, month after month. We create a budget for the month, but then something unexpected comes up and we blow the budget out of the water.
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